Services

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Services

Beyond comprehensive insurance protection and truly personal attention, we offer many convenient services.

Ask your agent about any of the following services:

Billing Options

Flexible billing lets you choose the way you pay. We offer different billing options including annual, quarterly, and monthly payments with no down payment. 


Loss Control Services

The best way to avoid a loss is to prevent it.  Our Loss Control Consultants can evaluate your operational and managerial processes and suggest ways to enhance the protection of your property, minimize liability, and improve worker safety. The result: reduced risk and improved productivity and profitability.  

Our Loss Control Consultants can customize an evaluation to include: 

  • Property conservation – including evaluating fire suppression and detection systems, and loss exposure to theft, business interruption, and more
  • General Liability – including identifying slip, trip and fall, indoor air quality, and life safety hazards
  • Commercial Automobile – including analyzing fleet programs with an emphasis on driver hiring, driver behavior tools, and vehicle maintenance practices  
  • Product Liability – including evaluating quality control practices, documentation retention, industry best practices, food handling, and more 
  • Workers’ Compensation – including analyzing past losses to identify job modification opportunities, behavior observations to enhance existing practices, reviewing accident investigation practices, and assessing workplace safety challenges


Premium Audit Service

Our Premium Auditors focus on the financial picture of a customer’s business.  They meet with the customer’s staff and review pertinent records, noting changes in business operations, reconciling financial exposures to policy coverage, ensuring accuracy, and adjusting the premium so that the customer pays only for the insured business exposures. 


Insurance Packages

We can save you time and streamline your budgeting by combining all the insurance policies you need in one convenient package with a single bill.  Choose from our six policies and umbrella coverage for your customized package.